Ask most millennials how they keep track of their finances, and chances are they’ll mention online banking. Online banking may have started off as a simple, convenient service offered by banks to customers that can’t always get down to a physical branch, but it has become the primary tool for those looking to get a hold on their financial lives. As with anything else, it’s important to be cautious with how you approach online banking. This is, after all, your money we’re talking about here, and disasters can happen if you aren’t careful.Fortunately, buttoning-up your online banking practices is less difficult thank you might think. Here are a few ways to ensure you stay ahead.Don’t Skimp on Your PasswordNo one wants to have to remember a 12 character password full of random letters, numbers and symbols, but no one wants to have their bank accounts compromised, either. As tight the security is with most online banking systems, breaches can and do happen. Many people have learned the hard way what occurs when one’s financial information ends up in the wrong hands, and it isn’t pretty. Create a password that only you’ll be able to remember, ensuring that you don’t pick anything that might be easily guessed. For best results, consider using a random password generator, as there are plenty to be found online.Check Your Balance Each and Every DayJust because you think you have a good handle on what your current balance is doesn’t mean you aren’t at risk of missing something. This is especially true if you use your online banking account for recurring payments. In such a case, you need to keep an accurate, up to date calendar that takes into consideration every payment that will be debited from your account each month. By doing this and logging in on a daily basis, your risk of overdrafting an account will be far lower than it might otherwise be. Also, consider giving yourself a limit on how much you spend with certain debit cards each week, as this will further help to keep your finances in check.Open Two Online Bank AccountsOne online bank account may seem like enough, especially if you tend to spend lightly. No matter what characterizes your approach to banking, however, you’ll benefit from opening two online bank accounts—one for bill pay/income, and another for daily spending. The first account will be where you deposit your paycheck, as well as where money is debited from in order to pay your bills. The second account is something entirely different altogether. This is where you’re going to pull money from in order to handle daily spending, and it’s recommended that you only keep $100 in this account so that you don’t find yourself overspending. Either way, having two accounts will help you to avoid a mountain of issues, especially if you’re not particularly good with managing your money.So don’t be afraid to take the plunge with online banking. Take these tips to heart, and you’ll be one step closer to having true control over your personal finances. 15 Best Subscription Boxes for Men Who Love Gifts How to (Almost) Painlessly Improve Your Running Editors’ Recommendations How to Choose the Best Organic Mattress for Greener Sleep The Ultimate Pillow Guide: The 6 Best Pillows for All Sleepers The Complete Guide for Learning How to Mow a Lawn
Government is hoping to receive information about the death of Kevin Martin through the Rewards for Major Unsolved Crimes Program. Anyone who shares information leading to the arrest and conviction of whoever is responsible for this homicide could receive up to $150,000. “It’s been 20 years since Kevin disappeared and his family is looking for closure,” said Justice Minister Lena Diab. “The death of a loved one is difficult, the death of a child is especially tragic. I strongly urge anyone with any information, no matter how small it seems, to contact the rewards line and help police solve this case.” Kevin was 13 years old when he went missing from his Stellarton home on May 19, 1994. In November 2000, commercial loggers found his remains in the Burnside area of Colchester County. It was determined his death was a homicide. “To investigators no piece of information is too small,” said Sgt. Paul Vickers, RCMP Northeast Major Crime Unit. “We want to solve this case and bring much-deserved closure to the family. By adding this case to the rewards program, we are hoping those with information will decide to come forward. That one piece of information could be all that’s needed.” Anyone with information should call the Rewards for Major Unsolved Crimes Program at 1-888-710-9090. In July 2012, the program helped the RCMP arrest and charge two people with first-degree murder in the disappearance of Melissa Dawn Peacock. In August 2013, the program helped Halifax Police and RCMP in an arrest in the homicide of Ryan White. In October 2013, the program also helped RCMP in an arrest in the homicide of Narico Danfue Downey. Those who come forward must provide their name and contact information. They may be called to testify in court. All calls will be recorded. The program was launched in October 2006 as another tool to help police gather information about unsolved crimes. For more information about this case and others, visit www.gov.ns.ca/just .
The UN Office for the Coordination of Humanitarian Affairs (OCHA) said it had received reports of the relocation from Abu Shouk camp to Korma, without the consultations with international agencies that the government had pledged to conduct.Last July OCHA said about 4,000 IDPs were forcibly removed from El Meshtel to Abu Shouk camp in North Darfur State, and another 7,000 IDPs from Nyala to Kalma camp in South Darfur State.Meanwhile, OCHA said UN staff members were trying to find and aid the IDPs who were moved by military and police units yesterday after they suddenly closed the El Geer camp, near Nyala town, during the night. Some went to another camp, but others were dispersed in Nyala, and Mr. Annan said he was troubled by the move.The Government, however, did not appear to have taken action to move IDPs from Otash camp, on the outskirts of Nyala, OCHA said.